MBS Core Software

“Open Systems” Technology Equity Protection 
   
MBS core software utilizes “open systems” technology.  This allows us to provide excellent support, regardless of the hardware platform.  Our application software is portable; therefore, migration to a more powerful platform does not require the repurchase of new application software.  This insures equity protection of your investment.  In fact, MBS has never recharged a customer for application software purchased from us and there are no annual license fees.

Core Software Features:

• Branch Banking
   Reports can be broken out to show profitability of individual branches. 
• Multiple Bank/Data Center Processing
   Provides remote capture and remote printing
• Relational Central Information File
   View customer’s total relationship in a single glance. 
• Item Processing
   CRT, Multi-pocket, Reader/Sorter or Image Item Capture.
• Demand Deposit
   Multiple account types in excess of a thousand, ready reserve check protection.
• Savings Accounting
   Multiple account types in excess of a thousand, transfer of funds.
• Sweep Accounts
   Sweep funds in and out of multiple account types.
• CD Accounting
   Fixed, variable, add-on, and tiered rate CDs.
• IRA Accounting
   Defines primary and secondary beneficiary distributions
   Life expectancy factor and minimum distribution
   70-1/2 notification
   Automatic distributions
• Loan Accounting (all types of loans)
   Fixed or variable rate, open or closed end, real estate, master note, construction, revolving credit loans, or open lines of credit, escrows, and more.
• Loan Credit Scoring Module
   Allows you to rate customers based on loan worthiness, user defined.
• Loan Collection System
• Securities and Bonds Accounting
   Calculates daily accruals of all investments.
   Integrates with asset and liability module.
• General Ledger
   Totally integrated to all applications.
   Up to 99 months of history online.
• Call Report Download
   Interfaces to all major third party Call Report PC programs.
• Safe Deposit Box
   Automates billing for Safe Deposit Box rentals.
• MBS Range Report Writer
   Customized reports in each application
• Asset/Liability Management
   Manage interest rate risk exposure.
   Manage and report interest rate risk.
• Profit Planner
   Determine your profitability and prepare budgets and board reports.
• Combined Statements
   Multiple laser formats available.
• Federal Institution Data Match (FIDM)
• OFAC Terrorist Check Software
• ADI Host Based Cold Report Storage
• Online Memo Post
• Holding Company Reporting
• Year-end Processing and Support
• Christmas Club Accounts
• Dividend Processing
• On-line Overdrafts System